Richard A. Cruz graduated Cum Laude from the University of California, Irvine, before obtaining his Juris Doctorate from Arizona State University College of Law. Prior to working at National Health Finance, Richard represented injured clients in Superior Court, Court of Appeals, District Court, Ninth Circuit Court of Appeals, and Bankruptcy Court. Richard is licensed to practice in Arizona and Michigan, and an active volunteer for the State Bar of Arizona’s Ethics Committee. Mr. Cruz has been providing leadership and direction at National Health Finance since 2016.